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ALL Insurance companies are not created equal

Garland Insurance South is your local Central Florida Independent Agent offering you the most carrier choice, highest coverage and lowest cost.

We compete for best value with every national and statewide carrier and are dedicated to providing you complete coverage at the best rates our insurers offer.


Why choose Garland Insurance South?


  • More Choice: More carrier choice for best price, coverage and value

  • Community Commitment: Active throughout our community.

  • Coverage Specialists: Formal insurance certifications and education.​

We are licensed to serve all of Florida. Our location in Lakeland allows us to conveniently serve all of Central Florida, including the cities of Bartow, Lake Wales, Lakeland, Plant City, Polk, Tampa, and Winter Haven and counties of Hardee, Highlands County, Hillsborough, Lake County, Manatee, Okeechobee County, Orange County, Osceola County, Pasco, and Sumter.

Among our many services, Garland Insurance South specialties include:

  • Homeowners

  • Commercial


Contact us today to discuss your insurance needs. It is our pleasure to provide quotes and consultations free of charge.




1740 E. Edgewood Dr, Lakeland, Florida. 33803 


Tel: +1 (863) 682 2424 

Fax: +1 (863) 682 2009

At P Fudge & Associates we work for you.  We believe that people want to do business with an agent who is honest, fair and professional.  That belief is our guiding principle.


We provide property and casualty insurance for both Personal and Commercial needs.  Give us the opportunity to help you find the coverages that best fit your needs.  Not all insurance policies are created equal and even a minor difference can be a big problem when you file a claim.


The P Fudge & Associates difference


Working with a licensed, independent agent insures that you get the best policy, the best service and the best price for your needs.


Because we are an independent agency we can shop multiple companies to find the best value for your insurance needs.


Remember, our first priority is you, our customer. 





Vice President

Tel: +1 (407) 965 4168 

Fax: +1 (407) 386 8012

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